Cashflow Queens
This podcast is for new and seasoned real estate investors! We specifically interview female investors in and around the GTA and document their journey while sharing tips and advice on how you can get started on your real estate journey! New episodes out every other Sunday at 9am EST!
Cashflow Queens
Creative Financing Options: A Guide to Unlocking Your Financial Future With Samantha Simmons
Today I have Samantha on the podcast, she is a mortgage agent who focuses mostly on first time home buyers. She gives great advice on how to get creative with financing!
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About the podcast:
Alexandra Tejeda (@teamtoronto) is a Realtor in Toronto and loves guiding investors and first time home buyers though the process of building wealth, she looks at all go her clients as investors! She is currently looking to get her first investment property as well and is passionate about real estate investing. However, she recognized a gap in the market. She is always listening to podcasts and realized that most of the people being interviewed were men - which is fine but she just wanted to promote a different perspective. Alexandra prides herself on learning daily and has really enjoyed interviewing these seasoned female investors in and around the GTA! This podcast is for both new or seasoned investors and the goal is to create a positive, powerful and female empowered investing group!
About the Guest:
Samantha Simmons is a licensed Mortgage Agent in Ontario with a robust background in Corporate Finance, Bankruptcy, and strategic problem-solving. Samantha aids families in achieving homeownership goals through creative financing and proper planning. Besides professional achievements, she excels as a Single Mother to three exceptional children! Samantha’s mission extends to educating individuals about the home buying process, emphasizing its attainability despite its challenges, a testament to her dedication and belief in the value of owning a home.
In this episode we discuss:
00:40 About Samantha
2:22 Clients she works with
3:50 Creating a plan to qualify
5:15 Qualifying for a mortgage
5:35 Different lenders
6:55 Different programs by different lenders
7:30 HELOCs
8:35 Qualifying with your job
9:58 Down payments
10:34 Self-employed & A lenders
11:30 Write offs
13:40 Your first investment property
16:00 Income needed to qualify
16:30 Debt ratios
18:20 Co-signers
20:05 Refinancing
21:16 Samatha’s future goals
23:20 Recommend for new mortgage agents
24:10 First deal & mindset
25:05 Samantha’s socials
Socials (follow ya girl)
Insta @teamtoronto
TikTok @teamtoronto_
FB @teamtoronto
LinkedIn @Alexandratejeda
Email alexandramtejeda@gmail.com
Follow Samantha
Insta @strategicsimma.mortgages
FB @SamanthaSimmons
Linked In @SamanthaSimmons
CHECK OUT MY FREE RESOURCES
https://linktr.ee/TeamToronto
BOOK A CALL HERE:
https://calendly.com/teamtoronto_/30min
New episodes out every Wednesday at 6pm EST!
#realtor #realestateagent #realestateinvesting
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Welcome to the Female Investor Podcast, where we feature successful female real estate investors in Toronto and the Greater Toronto Area. Our guests share their experiences and insights on navigating the local real estate market, building their portfolios, and overcoming challenges as women in a male-dominated industry. Whether you're a seasoned investor or just starting out, our podcast provides valuable tips and inspiration to help you succeed. Join us each week for engaging conversations with some of the most dynamic and accomplished women in the Toronto real estate community. Subscribe now and never miss an episode of The Cashflow Queens Podcast!
