Becoming a Mortgage Agent: Exploring Creative Financing Products and Strategies!

Today I have Veronica on the podcast! She is a seasoned mortgage agent with her own powerful personal story. 

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About the podcast:

Alexandra Tejeda (@teamtoronto) is a Realtor in Toronto and loves guiding investors and first time home buyers though the process of building wealth, she looks at all go her clients as investors! She is currently looking to get her first investment property as well and is passionate about real estate investing. However, she recognized a gap in the market. She is always listening to podcasts and realized that most of the people being interviewed were men - which is fine but she just wanted to promote a different perspective. Alexandra prides herself on learning daily and has really enjoyed interviewing these seasoned female investors in and around the GTA! This podcast is for both new or seasoned investors and the goal is to create a positive, powerful and female empowered investing group!

About the Guest:

Veronica is a seasoned mortgage agent with her own personal story to ownership! Through her ups and downs and different avenues she was able to purchase her first home in Downtown, Toronto! Through this turbulent time she figured she really wanted to help others do the same and get creative with strategies. She talks a lot about different mortgage products offered as well as her own personal story to ownership!  

In this episode we discuss:

00:33 Veronica’s story

1:50 Being a landlord in Toronto

2:22 Tenants in Toronto

3:03 Vetting tenants

3:57 Becoming a mortgage agent & Private mortgages 

6:10 From serving to real estate

6:40 Getting creative with mortgages

7:50 Other ways to prove income 

8:20 Moving from private to A or B lending

9:29 Differences between lenders

10:30 How much downpayment do you need?

10:46 Mortgage insurance

12:00 Co-signers

13:30 Using rentals towards your mortgage

15:00 Purchase plus program

17:30 Extended amortization 

19:30 Refinancing 

22:20 Differences between commercial and residential 

24:22 Veronica’s future goals

26:00 Recommendations to new mortgage agents

26:50 Veronica’s socials

Socials (follow ya girl)

Insta @teamtoronto

TikTok @teamtoronto_

FB @teamtoronto

LinkedIn @Alexandratejeda

Email alexandramtejeda@gmail.com

Follow Veronica

Insta @morganti_mortgages

FB Veronica Morganti

Website www.morgantimortgages.ca

CHECK OUT MY FREE RESOURCES

https://linktr.ee/TeamToronto

BOOK A CALL HERE:

https://calendly.com/teamtoronto_/30min

New episodes out every Wednesday at 6pm EST!

#realtor #realestateagent #realestateinvesting